Opensky credit card reviews.

Jul 13, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank …Jun 2, 2023 · The max credit limit for the OpenSky ® Secured Visa ® Credit Card is $3,000. If you’re not approved for the max limit right away, then you can request a credit limit increase after six months. Not every secured credit card offers reviews for credit line increases, so this is a great feature if you’re looking for more flexibility.

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubMinimum is $200 and up to $3,000 (subject to approval). **Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. The OpenSky® Secured Visa® Credit Card is a simple way to build credit. Just use your card for everyday purchases, make on-time payments, and watch your credit grow.

Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...Jun 5, 2023 · The OpenSky Secured Visa credit card allows people building or rebuilding their credit to apply for a secured credit card without a credit check. The card has a $35 annual fee and reports to all ... Nov 16, 2023 · The OpenSky® Secured Visa® Credit Card is a secured card, meaning you’ll need to put down a security deposit (in this case, $200 – $3,000) to secure (hence the term secured) your credit limit. While that may seem like a pain, it’s only fair, considering you don’t have much of a credit history, and OpenSky wants to guarantee that they ... The best credit card after bankruptcy is the OpenSky® Plus Secured Visa® Credit Card because there’s no credit check when you apply, which makes it easy to get. The OpenSky® Plus Secured Visa® Credit Card ’s main approval requirement is that your income must exceed your expenses. The OpenSky® Plus Secured Visa® Credit Card …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub

Download the OpenSky mobile app today to manage your payments and monitor your credit card right from your mobile device. Sign up for Recurring Payments and create your new payment schedule to make sure your payments are received on time! Prefer to mail your payment? Our new payment address is: OpenSky Card Services. P.O. Box 660924. Dallas, TX ...

In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...

Dec 22, 2023 · The OpenSky Secured Visa card is a secured card, which just means that it is backed by a cash deposit in case you can’t make payments. For this specific card, you have to come up with a $200 minimum deposit to open an account. This also means that your credit limit is directly tied to your cash deposit. For example, if you have a $500 deposit ... A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...Jan 22, 2024 · The OpenSky® Plus Secured Visa® Credit Card offers a unique opportunity for credit building with no annual fee or credit check and flexible deposit options. It is ideal for individuals with diverse financial needs. On January 2023, I contacted Opensky about my account. I spoke to someone at customer service. They informed me of the amount owed on the card plus the fees ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

Yes. OpenSky® now provides a pathway for people who want to build their credit with a secured card to graduate to an unsecured card. With OpenSky®, you can start building credit quickly and get evaluated for line increases starting at 6 months. You may be eligible for an OpenSky® Gold Card in as little as 6 months—helping you to double ...OpenSky® Plus Secured Visa® Credit Card Review . Boost your score with zero risk! Read our review of the OpenSky® Plus Secured Visa® Credit Card to start building credit without the invasive hard inquiry. ... Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit. Cons. Secured deposit.; Limited … Fund your card with a low $200 refundable security deposit to get a $200 credit line. Apply in less than 5 minutes with our mobile first application. Choose the due date that fits your schedule with flexible payment dates. Fund your security deposit over 60 days with the option to make partial payments. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...Overview. OpenSky has a rating of 2.62 stars from 2,300 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 45th among Marketplace sites. Service 226. Value 217. …Here are a few reviews that have been left by OpenSky Credit Card users: – “I have had a great experience with my OpenSky Credit Card. It has helped me build my credit and has been easy to manage.” – “The customer service at OpenSky is excellent. Whenever I have had a question or issue, they have been quick to respond and help me …

We are www.opensky.com, not www.openskycc.com. We are a retail site that sells products to consumers, much like Amazon.com or Walmart.com. We have no connection to the OpenSky Credit Card. It is just an unfortunate(for us) coincidence. The OpenSky credit Card support can be reached at 1-800-859-6412.

Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase.Read 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ...Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Jul 13, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub A credit card for people with poor credit who don't have a checking account or want to build or rebuild credit without a credit check. The card has no annual fee, no …Dec 31, 2023 · Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ...

Transfer. Just transfer funds for the refundable 5 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval).

OpenSky ® Secured Visa ® Credit Card Review [2024]: A Useful Card to Build Credit. ... Details about OpenSky® Secured Visa® Credit Card, Capital One Platinum Secured Credit Card have been collected by FinanceBuzz editors. This information, including rates and fees, is accurate as of the date of the review and was not reviewed …

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub 88% Average Approval Rate. Low $200 Security Deposit. Credit Limit Increases. Graduate to unsecured in 6 months. We report to all 3 major credit bureaus. Get Started ->. “The OpenSky® Secured Visa® Credit Card is great if you can't pass a credit check or don't have a bank account. Just transfer funds for the refundable 4 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval). 1/4.Dec 27, 2023 · At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help educate everyday cardholders so they can feel more ... Card type: Bad credit or fair credit. Annual fee: According to the card’s website, the annual fee is determined based on an analysis of your credit profile. As of December 2023, per the website ...3.1. Bankrate rating. Bottom line. The OpenSky Secured Visa Credit Card is a solid choice for rebuilding your credit. The card has lenient credit requirements, and in some cases, …OpenSky Reviews 8,411 ... Open sky great for credit repair and starting credit . Date of experience: March 13, 2024. CC. Catherine Cook. 3 reviews. US. 19 hours ago. ... I am really enjoying my Open sky card though. Date of experience: February 09, 2024. DE. Derrick. 2 reviews. US. 11 hours ago. Verified.A credit balance refund on the OpenSky® Plus Secured Visa® Credit Card is a reimbursement for paying more than the total balance owed on the credit card. For example, a cardholder who has a balance of $500, but pays $600, can get a credit balance refund of the $100 that they overpaid. Cardholders can request an OpenSky® Plus …Pros. Reasonable $35 annual fee. As low as $150 minimum deposit. Cons. 3% foreign transaction fee. OpenSky® Secured Visa® Credit Card. 6,638 Reviews. …

Dec 28, 2023 · A secured card that lets you apply without a credit check or a bank account. You need a refundable security deposit of at least $200 and a monthly income of at least $1,000. The annual fee is $35 and the APR is 25.64%. You can build your credit with this card, but it offers no rewards or unsecured options. Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Annual fee · Checking account required · No opportunity to graduate to an unsecured card · No automatic reviews for credit limit increases ...The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it.Instagram:https://instagram. intelius reviewkill tree from rootshow to make 1000 dollars fastcheap eye exam Do you agree with OpenSky's 4-star rating? Check out what 8,235 people have written so far, and share your own experience. Do you agree with OpenSky's TrustScore? Voice your opinion today and hear what 8,235 customers have already said. Suggested companies. Western Union. westernunion.com • 63K reviews. 4.0. Quontic. quontic.com • 569 ...The Mission Lane Visa is an unsecured credit card for people with fair to average credit. It does no require a deposit, but you may have to pay an annual fee … chai latte caffeinehellas vs inter *Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.25%. Individual results may vary. **OpenSky Rewards Terms and Conditions.I entrusted OpenSky w its a credit card deposit initial amount of $1000 to begin building credit. As I further trusted them I increased my deposit to $1500. At one point I almost went ahead and ... ice bath with chiller Overview. OpenSky has a rating of 2.62 stars from 2,300 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 45th among Marketplace sites. Service 226. Value 217. …Explore our OpenSky® Plus Secured Visa® Credit Card review. OK Save Money . Credit Cards Reviews Jobs Finances Career . ... Unlike some other credit cards, the OpenSky® Plus Secured Visa® Credit Card doesn’t offer a rewards program. Therefore, you won’t earn points, cashback, or other rewards on your purchases. ...OpenSky Secured Credit Card Review February 2024. By Sarah Stasik - Finance Expert. 5 Min Read 21 FEB 2024. American Express Blue Cash Everyday Credit Card Review 2024.