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Please sign in to continue to the requested page. Sign In. UsernameAll Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. APR & Fees. Authorized Buyers. Automatic Payments. Bread Financial. Card Lock/Unlock. Cash Advance. Comenity's EasyPay.Benefits that Sparkle with the KAY Jewelers Credit Card. Welcome Gift2. $100 OFF Birthday Gift3. $100 OFF Cardholder Anniversary Gift3. Early Sale Alerts4. Inspection Cleaning & Reminder Emails4. $100 OFF Twice a Year5 & Other Offers. This site gives access to services offered by Comenity Bank, which is part of Bread Financial. KAY Jewelers Accounts are issued by Comenity Bank. 1-888-868-0296 (TDD/TTY: 1-800-695-1788 )This site gives access to services offered by Comenity Bank, which is part of Bread Financial. 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